Boat/Watercraft Insurance in Missouri
Owning a boat or watercraft allows you to enjoy Missouri's beautiful lakes and rivers, but accidents and other risks can sometimes disrupt your time on the water. TrueSpan Group, based in Kansas City, MO, provides reliable boat and watercraft insurance designed to protect your investment and ensure peace of mind. Whether you use your boat for relaxation, fishing, or water sports, our coverage helps safeguard against unexpected costs.
What Does Boat Insurance Cover?
Boat insurance offers protection for both your watercraft and liability risks. This includes:
- Physical Damage Coverage: Repairs or replaces your boat if damaged by collisions, storms, theft, or fire.
- Liability Protection: Covers costs if you're at fault for injuries or property damage involving others.
- Medical Payments: Assists with medical expenses for you and your passengers after an accident.
- Uninsured Boater Coverage: Helps if you're involved in an accident with an uninsured operator.
Optional coverage can also include trailers, fishing gear, and specialized equipment stored on your boat.
Why Boat Insurance Matters
Boat insurance protects your personal assets from financial hardship caused by accidents, damage, or theft. While Missouri doesn't require boat insurance by law, it's an important safeguard for any watercraft owner. With TrueSpan Group's policies, you can focus on enjoying your time on the water without worrying about unexpected costs.
Still Have Questions About Boat Insurance?
Many people have questions when it comes to insuring their boat or watercraft. Common concerns include:
- Does homeowners insurance provide adequate boat coverage? (It rarely does; specialized insurance is recommended.)
- Do I need coverage for a boat that's only used seasonally? (Yes, risks like theft or storage damage still apply.)
TrueSpan Group's team is here to answer your questions and help you select appropriate coverage.
Contact TrueSpan Group for Your Boat Insurance Needs
Protect your time on the water with boat and watercraft insurance from TrueSpan Group. Visit our Contact Us page to learn more or speak with our Kansas City-based team. We proudly serve boat owners across Missouri.
