Insurance solutions for contractors, builders, and trades who take their business on the road. We help protect the specialized tools and equipment that power your business, from the warehouse to the job site.
With over 19 years in the industry, including 12 years in claims, we know that a stolen trailer or damaged excavator can halt your project instantly. We work to structure coverage that addresses the real risks contractors face in the field.
Mobile equipment faces a unique mix of risks every day. Job site theft, transit accidents, equipment breakdown, and damage during loading can all lead to massive financial setbacks.
At TrueSpan Group, we structure Inland Marine coverage to follow your equipment wherever it goes—designed to follow your equipment at the warehouse, on the trailer, and at the job site
We specialize in mid-market firms who need more than just a "basic" policy. At TrueSpan, you have a direct line to a claims expert who knows the difference between a total loss and a repairable asset.
We provide mobile asset protection for a wide range of specialized businesses across Kansas City and the surrounding Midwest region.
We specialize in growing businesses and mid-market commercial accounts that require a sophisticated, expert-level audit of their mobile risks.
Inland Marine is a critical piece of the puzzle, but it works best when paired with these essential coverages to ensure your business is fully protected.
Specialized protection for your mobile tools and machinery. This is the core coverage that ensures your gear is covered against theft, fire, and transit accidents.
Protects your business against third-party bodily injury and property damage claims. Essential for any contractor or business operating on job sites.
Covers high-value materials (like HVAC units, electrical components, or cabinetry) from the moment they leave the warehouse until they are permanently installed.
While Inland Marine covers the cargo and tools inside, Commercial Auto protects the actual trucks, vans, and trailers moving them across Kansas City.
Protects against the internal mechanical or electrical failure of specialized equipment—risks that are typically excluded from standard Inland Marine policies.
Broad protection for structures under construction. We help you bridge the gap between your mobile equipment and the project itself.
Most insurance agencies treat inland marine as a "standard add-on." We don’t. At TrueSpan, we understand the logistical reality of moving high-value equipment across state lines and job sites—and we work to structure coverage that travels with your operation
We’re not just here to cover your gear; we’re here to help you audit your transit risks and protect your bottom line.
We work to make sure your schedule of equipment is accurate and that coverage reflects the value of your assets.
We specialize in businesses that have outgrown "cookie-cutter" policies but are often overlooked by global brokers. We provide sophisticated inland marine strategies with the responsive, personal advocacy you deserve.
With 12+ years handling and overseeing claims, we know the "fine print" of transit losses. We know how coverage performs when a trailer is stolen or gear is damaged—not just how it looks on a quote.
We pair standard carriers with specialized "Marine" markets and E&S flexibility. Whether you’re hauling medical tech or heavy excavators, we find the capacity and terms others can't offer.
Work with an independent agency that understands your specialized equipment, your transit risks, and how Inland Marine coverage actually performs when a loss occurs in the field.
Serving Kansas City and surrounding areas across Missouri, Kansas, Oklahoma, Washington, and Texas.
Find answers to what matters most about your coverage.
It’s an old insurance term that refers to "property in transit" over land. While standard property insurance covers items at a fixed location (your office or shop), Inland Marine covers your assets while they are being moved or stored at a temporary job site.
No. This is a common misconception. General Liability covers you if you damage someone else's property or cause an injury. It does not cover the theft or damage of your own tools, equipment, or materials. You need Inland Marine for that.
Usually, yes—provided you have an Inland Marine policy with "off-premises" or "transit" coverage. We recommend ensuring your policy includes theft from unattended vehicles, which is a frequent risk for contractors in the KC metro area.
This is a specific type of Inland Marine coverage that protects high-value materials (like a new HVAC unit, commercial windows, or expensive flooring) from the moment they are loaded onto your truck until they are fully installed in the building.
Yes. Commercial Auto covers the vehicle itself, but it typically excludes the contents inside the truck or on the trailer. If your truck is in a collision and $20,000 worth of equipment is destroyed, the Auto policy covers the truck, but the Inland Marine policy covers the equipment.
This depends on how the policy is written. At TrueSpan, we review your equipment schedule and work to structure coverage for Replacement Cost whenever possible, so you have a clearer picture of what a claim would look like.
Still have questions about your specific situation? Reach out—no pressure, just clear answers from a local expert.